Terms, Privacy & Disclaimers
Last updated: May 26, 2026 · Version 2026-05-26
1. Terms of Service
Ownership. ConstructIQ (the “Service”) is owned and operated by Stowers Scalable Strategies and Analysis, LLC (“ConstructIQ”, “we”, “us”). All software, content, trademarks, and intellectual property associated with the Service are owned by ConstructIQ or its licensors.
License grant. Subject to these Terms and payment of applicable fees, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for your internal business purposes.
Restrictions. You may not (a) resell, sublicense, or redistribute the Service; (b) reverse engineer, decompile, or attempt to derive source code; (c) use the Service to build a competing product; (d) bypass usage limits, access controls, or security measures.
Acceptable use. You agree not to use the Service for unlawful activity, to upload malicious code, to infringe third-party rights, or to attempt to gain unauthorized access to other organizations' data.
Termination. Either party may terminate the agreement for material breach with 30 days' written notice and an opportunity to cure. We may suspend access immediately for security threats or non-payment. Upon termination, your access ceases and your data is retained per the Privacy Policy retention schedule.
Governing law. These Terms are governed by the laws of the State of North Carolina, USA, without regard to conflict-of-laws principles. Exclusive venue for disputes lies in the state and federal courts located in Wake County, North Carolina.
Contact. Support inquiries: support@constructiqinsights.com
2. Privacy Policy
Data we collect
- Account: name, email, company name, role.
- Project financial data you enter (contracts, costs, billing, change orders, pay applications).
- Usage data (page views, feature usage, AI queries, error logs).
How we use it
- Delivering and operating the Service.
- Aggregated analytics to improve features.
- Powering AI-assisted analysis you request.
How we store it
Data is stored on Supabase and Lovable Cloud infrastructure with US-based primary servers. Data is encrypted in transit (TLS 1.2+) and at rest (AES-256).
Retention
Account and project data is retained while your account is active and for three (3) years after account closure to support audit and tax records, then deleted or anonymized.
User rights
You may request access, correction, deletion, or export of your data at any time.
GDPR rights (EU residents)
If you are located in the EU/EEA, you additionally have: the right to erasure, the right to restrict processing, the right to data portability, and the right to object to processing. Submit requests to privacy@constructiqinsights.com. We respond within 30 days.
Sub-processors
- Supabase Inc. — database and authentication
- Anthropic PBC — Claude AI for analysis features
- Lovable AB — application hosting
- Stripe Inc. — payment processing
No sale of personal data
We do not sell personal data to third parties.
Cookies
ConstructIQ uses session cookies only for authentication. We do not use advertising or cross-site tracking cookies.
Privacy contact: privacy@constructiqinsights.com
3. Data Processing Agreement (DPA)
For customers subject to GDPR or similar data protection laws, ConstructIQ acts as a data processor for project financial data entered by users. A Data Processing Agreement is available upon request at privacy@constructiqinsights.com.
4. Financial Data Disclaimer
ConstructIQ is a financial monitoring and analytics tool. It is not an accounting system, does not constitute audit-ready financial statements, and does not replace your CPA, accountant, or ERP system. Revenue recognition calculations use the cost-to-cost percentage-of-completion method as a monitoring estimate only. All figures should be verified against your general ledger before use in financial reporting, bonding applications, or lender submissions.